Mortgage Questions

Mortgage Questions and Answers

1. Rating: +1

   Are mortgage applications being denied at a higher rate?
   

2. Rating: +1

   Can you pay interest-only without rate penalty?
   

3. Rating: +1

   My real estate provider said a mortgage company cannot charge you a prepayment penalty if you take our a 30 year fixed loan. Is this true?
   

4. Rating: +1

   Are the rates that you quote on the Real Rates Daily podcast what a bank or mortgage company should be charging for a loan or are they entitled to add to that rate?

   
   

5. Rating: +1

   Is it possible to get a mortage loan in todays market with a fico score of 597?
   

6. Rating: +0

   Can I freeze my mortgage payments until I sell my home during a separation?
   

7. Rating: +1

   Can we “assume” a mortgage from a relative who can no longer afford payments on the house?
   

8. Rating: +2

   Is it typical to charge .25% discount on VA loans?
   

9. Rating: +1

   Can a mortgage lender hold funds in escrow without paying interest?
   
   

10. Rating: +3

    My refinance application is in underwriting now, am I obligated to close?
    

11. What recourse does a seller have against a buyer whose loan is not approved by the closing date?
    

12. What would happen if we stopped paying the 2nd mortgage?
    

13. Rating: +1

    My rental property rate goes variable in 2009 so should I just let the house go?
    

14. Is best to pay off ones mortgage before retiring?
    

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