The Mortgage Advantage System: a simple 20 minute system anyone can use to locate, interview, hire, and control a local, ethical, experienced mortgage provider – one you can use again and again – to insure you get the best and lowest cost loan every time.

We created this program after 15 years in the industry because most mortgage shoppers are using the only selection method they know. They get their provider from referrals from real estate agents, family, or friends who even with good intentions quite frankly, don’t know anymore about the mortgage industry than they do. Or worse, they call a company whose TV or radio ads sound too good to be true..and always are.

Right there…they’ve missed the boat. Selecting the right mortgage provider is what it’s all about. 95% of your success in getting the right loan with the lowest costs comes from picking the right provider.

• Mortgage Elite Providers Are In The Top 3% of all mortgage professionals – Working with the best of an industry is always the goal. If you needed open heart surgery, you’d scour the globe for the best surgeon, right? Same thing here…except we’ve made finding the best mortgage provider simple and easy.

• Mortgage Elite providers have 10 years experience or more – 10 years plus experience means you can trust their advice. In today’s world, how many folks are in the wrong loan because they trusted a “loan salesman” instead of finding a true professional who identifies the exact right product for each individual.

• Mortgage Elite providers are all “owners” not salesmen – Our system shows you how to locate Mortgage Elite providers who own their companies. After using our interview and hiring techniques, you’ll cut out the commission salesperson trap most mortgage shoppers get caught in by working directly with the owners. This technique alone will save you $1,000s in higher interest payments.

Let’s say your loan amount is $200,000. If you get a half a point higher rate (which is about the standard out there without our system) then how much does that cost you?

You got 6.50% when you could have had 6.00%. That means you pay $65 extra per month which then turns into $780 a year and $3,900 over five years.

Also, without our system you pay extra junk fees like a lock in fee. Ditech charges $500 for theirs but we’ll be conservative and say $200.

So, you save $4,100 by using our system. That is real money that goes out of your pocket every month. And if your loan amount is bigger than that, your savings is bigger as well.

If you use our system on a $400,000 loan amount, you save $130 a month which turns into $1,560 a year and $7,800 in five years. Add a $200 junk fee in and you save $8,000.

Now, how many loans will you do in your lifetime? If you do 7 loans in your lifetime that translates into $56,000 saved!

I hear ya. But it’s true. I don’t blame you for wanting proof. You’ll notice in all the testimonials folks mentioning YSP or Yield Spread Premium…and I mentioned it in the greeting message too…this is what causes the systemic overpricing in the mortgage industry

Let me define YSP as “Needless Rate Increase”…and with that in mind below you can see a Harvard Professor who completed a 2 year study of this widespread rip-off that discover how 90% of all loans have YSP built right in…and if you are ever going to get the best mortgage with the lowest rate…shopping correctly to eliminate this hidden profit center is a must!

But before we do, let’s hear from a reader of our blog who left this comment:

Remember: Gigi is NOT a customer…just a reader of our blog who told her story unsolicited. Pretty Amazing.

Now let’s hear from the Harvard professor who studied this consumer rip-off and had this to say before Congress:

Using Professor Jackson’s words above, it is simply mortgage providers lying to you about the rate! You could …no should…have had a lower rate had the greedy mortgage provider NOT LIED!

This lie ropes you into a higher rate than necessary forcing you into paying $100, $200, or $300 more per month…every month.

And the mortgage bank or broker who did this to you gets a “cash reward” at closing for being such a good liar. This reward…the big chunk of money at closing…is called Yield Spread Premium. Gigi, above, mentioned in her case the Yield Spread Premium was $13,875!

Sadly, Gigi is NOT alone…

According to Harvard Professor, Mr. Jackson, the 2 year study he conducted on Yield Spread Premium, proved that 90% of all loans had this “rate lie” creating Yield Spread Premium built in! Consumers with good credit or bad, provable income or not, government loans or conventional, conforming loans or jumbo…90% got stuck with higher rates than necessary!

I personally can bear witness to the truth of that because all the mortgage employers I worked for pushed us for more Yield Spread Premium regardless of the type of client or loan program. As a matter of fact, iI can’t remember a loan being closed without it.

See, the banking industry does not want you to know and they spend a ton of money to keep it hidden. They won’t make as much money if you are informed. As it is, the American mortgage shopper is the lamb, with the mortgage banker or broker playing the wolf waiting around the corner to gobble you up…and that’s how they want to keep it!

So, I know many of you may never have heard about Yield Spread Premium or have heard some industry bozos even try to justify their scumbag practices muddying the water ever further.

I hope a Harvard Professor’s Senate testimony, my 15 year experience inside the mortgage industry, and our customer testimonials have convinced you this is a real problem…with real costs…to real people…just like you.

Vow right now to never get hood-winked by the mortgage banking industry ever again! It will save you a ton of money!

If you are a plumber making $30 per hour and it takes you 10 hours to shop for mortgage using your current shopping method, you’ll waste $300 just mortgage shopping!

Multiply that by the 7 loans the average American gets in his life…that’s $2,100 lost!

Our 20-minute system allows you to save $2,100 in lost time.

Imagine the money saved if you are a lawyer or a doctor whose time is worth $200 or $300 or more per hour!

The Mortgage Advantage Includes:

You get a “no-fluff”, one-of-a kind, step-by-step, insider guide… an easy to follow manual plus an Audio Version for those who learn better by listening rather than reading.

plus…

“The List”

You’ll also receive the National List of “Mortgage Elite” Mortgage Providers.

Wait – There’s Even More!

If you respond immediately, you’ll receive 3 additional Bonus Products!

I’ve got some other valuable Bonus Products for you to sweeten the deal. All these bonuses are FREE and you can download them right along with The Mortgage Advantage. You can have ALL this downloaded to your computer FIVE minutes from now!

BONUS #1 — The Mortgage Encyclopedia Order today and you’ll receive our 130 page, Mortgage Encyclopedia called: “Everything You Wanted To Know About Mortgages But Were Afraid To Ask!” You’ll go back over and over to read clear explanations on not only how things happen in this chaotic industry, but why. You’ll get a “no-holds-barred” behind the scenes perspective. This reference book will be your “go to” guide when a mortgage issue arises. Also a great read if you are thinking of adding mortgage services to your business or changing careers. Not available in stores, or at Amazon…only here. This is downloadable right along with The Mortgage Advantage. This free bonus normally sells for $19 – but it’s all yours absolutely free when you order now! BONUS #2 — Debt Credit Repair 750 There is a dizzying array of information out there from so-called gurus, and I’ve read it all. Debt Credit Repair 750 reveals the truth, and tells you EXACTLY how to boost your credit score to 750 or high FAST! Never Pay Anyone To Fix Your Credit – do it yourself and save big bucks! You can do it once you have this ebook! (Value $47). BONUS #3 — Solving the Money Puzzle Personal finance is a complex subject. This fantastic eBook is just the ticket. 80 pages on Wealth, Fundamentals of Finance, Credit Reporting, Identity Theft, Estate Planning, Investing in your Home, Investing Fundamentals, Investing Strategies, Retirement, and Your Financial Legacy, you’ll soon be on your way to financial stability and freedom. (Value $47). …which brings us to… The Guarantee:

Don’t waste anymore time doing this on your own!  We could charge a lot for this one-of-a-kind system you can’t find anywhere else.  After all, we just demonstrated how you can save the cost of a college education simply by following our system, but Terri and I decided we wanted everyone to have access to this information.  So at least initially, we are offering this program at $29.95…less than a tank of gas!

…all for only $29.95 if you act now!

• You’d no longer feel the dread that normally comes with shopping for a mortgage 
  
• You’d no longer feel that suspicious feeling that your provider is not telling you everything 
  
• You’d no longer worry if your rate was artificially raised simply to make more money for the provider 
  
• You’d no longer worry that the closing will have hidden surprises or deadlines will be missed
  
• You’d no longer worry that your loan will contain hidden exploding terms that could cost you dearly down the road

…You’d Get Peace of Mind…That’s What Our System Delivers

As a 15 year industry veteran, I am a member of this “Mortgage Elite” and it’s how I did business every day. You have “Mortgage Elite” mortgage providers in your own back yard. You just don’t know how to find them or how to talk to them once you do.

We did all the hard leg-work for you by ferreting out those mortgage providers who fit our Standard Of “Mortgage Elite” and give it to on a silver platter. This list plus the correct method to interview and hire one of the “elite” is very easy once you know who they are and how to talk to them.

The Mortgage Advantage is actually easier to do than the way most Americans shop in the first place. If you can go through that nightmare, you can do this!

Of course, if you can follow simple instructions – Call > Interview> Hire – then it works for you like it has worked for everyone who’s come before you!

Order Today…Only $29.95!

All Products Currently Only In English Language

Order instantly and securely online using your Visa, Mastercard credit or debit card, Discover, or American Express or use your PayPal with or without an account.

The Mortgage Advantage Ebook + 2Hr. Audio +The Elite List & Bonuses
Limited Time – Only $29.95
Only Colorado orders charged sales tax

Once you securely order online, our system will process it in real time and send you a confirmation email. So use your PRIMARY email address to insure easy and fast delivery of the download instructions. Nothing will be mailed.

I look forward to getting an email from you, like Mr. Turra and the others telling us about the $1,000’s you saved on your next mortgage. I’d love to hear your success story!

Sincerely,

Rob K. Blake,

The Mortgage Insider

P.S. If you don’t order The Mortgage Advantage right now, how will you learn the right way to find a mortgage provider, avoiding all of the lying and cheating ones waiting for you around every corner?

Mortgage Insider Media LLC., 362 Central Ave., Brighton, CO 80601 – Office: 866-999-1003