“Discover Surprisingly Simple Software Pays Off Mortgage In Half The Time, Lowers Interest Charges Drastically, Builds Equity Twice As Fast, Without Refinancing Making You Mortgage-Free Sooner On the Same Income…Saving $50,000-$300,000…100% Guaranteed!”

 

Subject :Simply The Most Efficient Way To Save $10,000s on Your Mortgage

Dear Friend,

Let’s begin this conversation with a statement of fact.

All The Current “Mortgage Pre-Payment” or “Early Mortgage Payoff” Schemes Don’t Work!

1. The “Mortgage Management Account” or MMA’s Require $4000 Software & New HELOC…
2. “Bi-Weekly Pre-Payment Schemes” Take The Control Out Of Your Hands & Only Give Lack Luster Results…
3. The Do-It-Yourself “$50 Extra a Month” Method Is Also Terribly Inefficient!

Regardless of the Deceptive Ads You’ve Seen For Any Of These Products or Programs….3 Things Are Certain:

• If You Want To Save $10,000’s on Your Mortgage, You Must Manage It Yourself – Out Goes Lender Biweekly Payment Schemes!
• If You Want To Save $10,000’s on Your Mortgage, You Can’t Go Deeper In Debt Paying $4,000 For Software & Taking Out New Loans – Out Goes Those Overly Complex Mortgage Management Account (MMA) Programs!
• If You Want To Save $10,000’s on Your Mortgage, You Must Use The MOST Efficient Prepayment Method Available & It Must Be Easy To Understand and Implement Or You Will Just Fall Back To Prepaying $50 a Month!

Knowing these were my “directives” to help the average home owner save $10,000’s, I worked to solve those 3 problems!

What came out was The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator!

Is This Interest Saving Method and Mortgage Calculator Really a “New Discovery”?

Yep…it really is!

As a 15 year industry veteran, I’ve always looked for ways to help my clients. And with the advent of all the false advertising about MMA’s, Biweekly Payments, and the light-weight “$50-a-Month” prepayment method, I started thinking about legitimate ways to truly cut ones finance charges and pay off their loan faster without making it too complicated or cumbersome to implement.

I then remembered my training in my Masters Finance Program at the University of Wyoming studying under Dr. Sunderman. As one of the few PhD’s in Real Estate, he taught me there are “discoveries” to be made in finance just like there are in any other area of study like genetics or physics.

He taught me to start with the end in mind, so I knew my marching orders were:

1. Save the Most Finance Charges Possible
2. with the Least Home Owner Effort
3. with No NEW Borrowing!

Eureka!

After a few months, I “discovered” my method to achieve my 3 objectives. I could do the calculations by hand but I knew consumers would need an easy to use mortgage calculator.

I worked with software developers until we created the Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator!

This is a one-of-a-kind software that we developed from scratch…and it’s only available here on our website.

“Is the Software Hard To Use?”

Nope. You simply key in your original loan amount, interest rate, term, the closing costs you paid (only if you want to know how quickly you’ll recoup those), and your next payment month…and hit the “Calculate” button.

That’s it!

The software will output all your “normal” monthly payments along with your additional “pre-paid principal” payments. Make your payment to your lender as you would normally and start racking up the savings!

So simple, so effective…even a child could do it.

No additional borrowing or biweekly servicing companies handling the payments…you’re always in control.

“I’ve Got a 40-year Mortgage, Will the Mortgage Calculator Software Work for Me?”

This real estate mortgage calculator software will work for all mortgages that have:

• Fixed term loans between 50-20 years…which covers about 90% of the loans terms Americans typically use.
• Fixed rate and/or payment over the time it takes to get your savings – which covers about 90% of ARM loans.

“Will It Work for Interest-Only Mortgages?”

Yes, since an interest only mortgage will have a fixed rate over they time needed to get your savings.

“Will It Work for Adjustable Rate Mortgages like other ARM mortgage calculators?”

Yes, our software can be considered a compatible ARM mortgage calculator if the rate it’s asked to calculate doesn’t adjust on a monthly, quarterly or bi-annual basis. If it only adjusts annually you’ll have a fixed payment over the time needed to get your savings.

In Addition To the “Most Efficient Way To Prepay Your Mortgage” Functions, Our Calculator Also Does The Functions of at Least 5 Other Mortgage Calculators: Monthly Mortgage Payment Calculator…calculator outputs monthly P&I mortgage loan payment. Mortgage Interest Calculator…calculator outputs periodic and total mortgage interest based on provided rate. Monthly Balance or Current Payoff Calculator…calculator outputs balance to payoff each month. One can use this figure, subtract it from your homes value and it becomes a mortgage equity calculator or a home equity calculator with a little help. Mortgage Amortization Schedule Maker…calculator outputs 2 mortgage amortization schedules side-by-side…not just one! Recoup Closing Cost Calculator…calculator can be used to calculate exactly what month the monthly prepayments recoups of the closing costs. Simply the Best Real Estate Mortgage Calculator!

“Will It Work for the Pay Option or Pick-A-Payment Mortgages?”

Yes, if the rate doesn’t adjust on a monthly, quarterly or bi-annual basis. Many of these Pay Option mortgages sold in last few years came with a fixed rate and/or payment for the first 5 years. This software will work with these types of Pay Option mortgages. Many of the Pay Option mortgages sold prior to 2003 were sold with a monthly adjustable rate (I called these loans in an article at the time, “The Dumbest Home Loan In America”) and will not work with this home loan calculator.

One simply inputs the 30 year payment “option” to run the calculation and determine the “standard” and “prepayment” amounts.

“Will Your System Work If I Have a “Pre-Payment” Penalty?”

Yes, typically prepayment penalties only trigger if you pay off more than 20% of the balance in a 12 month time frame. Our prepayment amounts won’t even come close to 20% of the balance. It would behoove you to read the mortgage note to determine the exact wording of your penalty clause.

“Will Your System Work If I’ve Had My Loan For a Few Years or Does It Only Work on New Loans?”

It works regardless of how long you’ve had the loan…you simply tell the software what your next payment due is…and the software does the rest. For example, if you’ve had the loan for 2 years exactly, then your next monthly payment is 25…enter 25 and hit “Calculate”. If your loan is brand new so you’ve not yet made a payment, you’d enter 1 and “Calculate”.

“What Mortgages Will the Software & System NOT Work With?”

Mortgages that have an adjustable rate that is currently adjusting on a monthly, quarterly or bi-annual basis won’t work with our software or system. Also mortgages that have an original term of 15 or 10 years ( you really don’t need a “prepayment method” on short loan durations anyway). These are the only types of mortgages the system won’t work for…however, these short duration loans are rare in America.

Is This Software Just Another Real Estate Mortgage Calculator?

No.

The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator is part mortgage calculator since it does many of the same functions other mortgage calculators can do. But ours differs in that it combines a “Method” for prepayment that is ‘brand new’ – a unique discovery – that no current mortgage calculator or software – free or paid – online or offline – has yet to offer…simply put,

“The Most Efficient Way To Prepay Your Mortgage”

It is this new, easy to use, one-of-a kind “Method” which makes our mortgage calculator so much more valuable than existing mortgage calculators.

Here’s What Mortgage Expert’s Are Saying…

WOW! I’ve seen a lot of so called “methods” for saving money on mortgages and refinancing, but nothing like this! Rob is right…there is no calculator that show you how to recoup closing costs…but now with this new software…there is. A must buy for everyone with a mortgage…Five Stars! Robert Regehr http://www.refiadvisor.com

Here’s What Homeowner’s Are Saying…

This Ultimate 6-in-1 Mortgage Calculator package that Rob has made available is awesome! What an easy way to figure out **EXACTLY** what you need to do to get a head on payments and reduce your overall interest on your 30 year fixed rate loan! I’m going a step further using Rob’s program I will payoff my new 30 year loan in 14 years! Thanks Rob! Eric Sobalvarro

“What Do I Get With The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator?

You get the Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator and a step-by-step, user guide… both instantly downloadable.

Before I Tell You What It Costs, I’ll Tell You What It’s Worth!

Using our method and software will assure you get the following benefits:

• Save $5,000-$10,000 on your current home loan
• Save $5,000-$10,000 on every loan you do in the future…if you end up buying and/or refinancing 7 times in your lifetime…that’s $35,000-$70,000 saved!
• Build equity in your home faster
• Never get swindled by false “no cost” mortgage advertisers who only increase your rate to cover the costs

The Cost:

You’ll be surprised by the cost of a system that can save you as much as $70,000!

Only $49.95

But you’d better act now…since this is a “brand new” home loan calculator software, we are offering an “introductory price”. After the roll out, the price could easily double!!

Wait – There’s More! If you respond immediately, you’ll receive our 130 page, Mortgage Encyclopedia called: “Everything You Wanted To Know About Mortgages But Were Afraid To Ask!” You’ll go back over and over to read clear explanations on not only how things happen in this chaotic industry, but why. You’ll get a “no-holds-barred” behind the scenes perspective.This reference book will be your “go to” guide when a mortgage issue arises. Also a great read if you a think of adding mortgage services to your business or changing careers.I won’t give you a big sales pitch…it’s simply the best mortgage “encyclopedia” available. Not available in stores, or at Amazon…only here. This is downloadabe right along with The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator! This free bonus normally sells for $19 – but’s all yours absolutely free when you order now!

The Guarantee:

100% Risk-Free Guarantee: Worried? Don’t be! Your success with The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator is completely guaranteed. In fact, here’s my 100% Better-Than-Risk-Free-Take-It-To-The-Bank Guarantee: I personally guarantee that if after a full 30 days, you honestly believe The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator doesn’t work for you, then email me and I’ll issue you a prompt and courteous refund. Plus, the free bonus gifts are yours to keep regardless, just for your trouble. Hey, it doesn’t get much better than that! You get to try out The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator at my risk, while you see if it works for you or not. And if it doesn’t produce, I honestly want you to ask for your money back. And I’ll let you keep the free bonus gift as my way of thanking you for giving it a try. There is absolutely no risk, whatsoever on your part. The burden to deliver is entirely on me. If you don’t produce the kind of customer satisfaction that I have told you about above – then I’m the loser, not you.

Order Today!

All Products Currently Only In English Language

Order instantly and securely online using your Visa, Mastercard credit or debit card, Discover, American Express, or PayPal. You will be forwarded immediately to the download link.

The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator + Bonus Mortgage Encyclopedia

Limited Time – Only $49.95

Only Colorado orders charged sales tax
System Requirements: Windows 98, XP, Vista – Sorry Mac Users

Click The Big Red “Order Now” Button Now

Once you securely order online, our system will process it in real time so you can start learning this mortgage shopping system ASAP. Nothing will be mailed.

I look forward to getting an email from you telling us about your saving $10,000’s on your mortgage. I’d love to hear your success story!

Sincerely,

Rob K. Blake,

The Mortgage Insider

P.S. If you don’t order The Mortgage Insider’s Ultimate 6-in-1 Mortgage Calculator right now, how will you learn the ONLY way to prepay your mortgage to get the BIGGEST savings with the LEAST effort & NO NEW borrowing, avoiding all false advertisers promising less for more?

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