Insider Mortgage Advice You Can Use!
Free Mortgage Insider Education from Rob K. Blake and Terri Ewing Providing 20 Years of Industry Knowledge at Your Finger Tips!
Dear American Mortgage Consumer:
Mortgage shopping is difficult and confusing to say the least. Being out gunned on the confusing topics of the mortgage industry, the American mortgage consumer is left without an appropriate mortgage shopping method. And sadly, many Americans are just now finding out their lack of any prudent mortgage system is responsible for putting them into a needless foreclosure, or pushed them into a mortgage decision that comes back to haunt them.
I always say when it comes to this huge gap in mortgage industry knowledge: “You do not know what you do not know!”
Well, let us make sure YOU do not suffer the same fate as many others. NO EXCUSES! All the advice you need to become an savvy Mortgage Consumer is Right Here!
You probably have no idea where to start. Let me help you.
First, you are getting mortgage advice from experts inside the mortgage world. My name is Rob K. Blake and I am a 15 year veteran of the industry. I am joined by my business partner, Terri Ewing, who every day is in the studio to record the Real Mortgage Rates Daily Update Podcast. You can listen to that 1 minute recording daily to see real rates, not the Yield Spread Premium stuffed “lobby rates” you get from the other websites.
Our Free Quote Service
Get 4 quotes (and only 4) from the nations best mortgage providers using our free, secure, quote service.
Unlike other online services, ours has a built-in “security measure” via a independent verification service that contacts you by phone to insure it was, in fact, you wanting the quotes. So you must include a phone number for verification. Once confirmed, your request is passed on to the providers who will send you their offers by email.
You pick the best offer!
Mortgage Glossary of Terms
At any time you do not understand a term, check out our Mortgage Glossary for a definition and usage inside the industry. It’s also just a great place to start learning!
“How To” Section
We also have a reletively new section called “How To” which is dedicated to the “how to” mortgage tutorial centered on giving mortgage shoppers simple instructions on developing the skills they need to be successful.
Mortgage Calculators
After learning about mortgage rates, check out our free online Mortgage Calculators. We provide a Total Monthly Payment & Amortization Schedule Calculator, debt consolidation calculator, a home equity loan calculator, a bi-weekly payment calculator, early payoff calculator, and a standard mortgage payment calculator.
Next, you can start perusing some of our insider mortgage advice articles by topic and just work your way through them. Or if you have a mortgage question in need of an answer, use our Mortgage Question and Answer section.
Mortgage Articles
Mortgages will hold mortgage articles on different loan programs and their pros and cons.
Foreclosure Articles
Foreclosure has articles on the foreclosure crisis and advice on how to avoid foreclosure. Articles in this topic combined with our Mortgage Servicing Reviews is a great resource for those who are currently looking for advice on foreclosure issues.
Mortgage News Articles
Breaking Mortgage News will keep you abreast of breaking mortgage news stories such as new laws, the mortgage crisis, misleading advertisements, and the recent Federal Reserve rate moves, anything that can help you make better choices.
Bank Articles
Banks and banking news is held in this topic area. We discuss bank failures, bank bailouts, and all the other import happens with banks as understand banks is an integral part of understand the mortgage business.
Fannie Mae and Freddie Mac Articles
In our “Fannie Freddie” topic you will find many articles on the happenings inside the two GSEs responsible for prime credit mortgage securitization called Fannie Mae and Freddie Mac.
Treasury Department Articles
The Treasury Department Topic holds all of our articles on the moves of the Treasury Department which in today’s bailout world are many.
Federal Reserve Articles
The Federal Reserve Topic has articles on the activities of the Fed, it’s Chairman, and the FOMC as it pertains to the mortgage market and mortgage rates.
Mortgage Broker Articles
Mortgage broker gives advice on the differences between mortgage brokers and other retail mortgage providers like banks, national online lenders, and your own current loan servicing bank.
Mortgage Reviews
Mortgage Company holds mortgage company reviews, articles, and mortgage advice on the different types of companies including reader comments which sheds light on how a mortgage company crosses the line when dealings with customers.
Mortgage Servicing Company Reviews
Mortgage Servicing holds reviews and contact information since many folks need to contact theses companies to work out loan modifications due to bending foreclosures.
Mortgage Rate Articles
Mortgage Rates contains mortgage articles and mortgage advice on rates and how they are quoted (often falsely) and inappropriately disclosed when purchasing or mortgage refinancing.
Home Equity Loan Articles
Equity Loans includes mortgage advice on what is involved with tapping your equity through home equity loans or second mortgages.
Mortgage Fraud Articles
Mortgage fraud is being committed at much higher rates and borrowers are tricked into participating in mortgage fraud. We are hear to make sure you are not one of them.
Credit Articles
You can also learn about mortgage credit and mortgage insurance. And how to maximize your credit and save money on insurance costs.
Housing Articles
Get all this “inside” mortgage advice and information on what really happens behind the scenes not only in the mortgage market but also in the housing market too. All Free!
Mortgage Insider Answers Service
Lastly, if you can not find an answer to a question you have, check out the Answers on the top menu bar to learn about the service and the right Article Topic Sidebar to find Answers in different Topics like, Calculator, Credit, Equity Loans, Foreclosure, Mortgages, Mortgage Brokers, Mortgage Lender, Real Estate Investing, Real Estate, Refinancing, Servicing, Yield Spread Premium.
I have been answering reader questions for months now and doling out advice there. If you still can not find an answer, use our form at the top of the pages to Ask a Question! and you will have your answer in 24-48 hours.
Mortgage Insider Products
Need More Insider Mortgage Advice? Check out the Mortgage Insider Products page so see all the ebooks, audios, and software we created just for you…the smart mortgage shopper!
You can’t help but learn something!
Good Luck,
Rob K. Blake and Terri Ewing
The Mortgage Insiders
Mortgage Industry Watchdogs and Consumer Advocates
PS: For a quick way to find every page on this site (and there are a ton) use the Archive in the upper right sidebar or Sitemap located in the footer or you can perform a Search from every page using top navigation or the the left sidebar Search Form!
