"You saved me money, time, and much consternation for which I am truly grateful." - J. Turra

Our Max Mortgage Calculator with Taxes and Insurance can be used for those folks when buying a home or refinancing who need to determine the largest or maximum mortgage amount they can qualify for. This calculator takes in the potential mortgage rate, term, real estate taxes, insurance, your current debt load and income to determine the maximum mortgage amount you can qualify for.

Be sure to favorite this page to make it easy to return over and over again! Use the link "Back to the Calculators" to return to the Mortgage Calculators menu and try other Calculators

Instructions: Starting with the first line of entry fields, change the values in each one to suit your scenario. Be careful to use annual and gross income inputs. Don't confuse annual with monthly. Don't confuse "gross income" with your "take home pay". Your Gross Income is before taxes. Hit "Calculate" to move forward.

The results will allow you to see the "Max Monthly Payment" and your "Max Loan Amount".

Go to Next Calculator:» Discount Point Savings Calculator

How much can I borrow?

« Back to the Calculators
Want to know how big of a loan you can take on? Fill in the boxes below to find out.

Input Information
Annual Interest Rate: %
Term of the Loan: years
Annual Real Estate Taxes: $
Annual Homeowners Insurance: $
Gross Annual Income: $
Monthly Debt Obligations: $

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