TheMortgageInsider.net Privacy & Use Policy

Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

Use License

a. Permission is granted to temporarily download one copy of the materials (information or software) on Mortgage Insider Media, Inc.’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

    i.modify or copy the materials;
    ii.use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    iii.attempt to decompile or reverse engineer any software contained on Mortgage Insider Media, Inc.’s web site;
    iv.remove any copyright or other proprietary notations from the materials; or
    v.transfer the materials to another person or “mirror” the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Mortgage Insider Media, Inc. at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

The materials on Mortgage Insider Media, Inc.’s web site are provided “as is”. Mortgage Insider Media, Inc. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Mortgage Insider Media, Inc. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall Mortgage Insider Media, Inc. or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Mortgage Insider Media, Inc.’s Internet site, even if Mortgage Insider Media, Inc. or a Mortgage Insider Media, Inc. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata

The materials appearing on Mortgage Insider Media, Inc.’s web site could include technical, typographical, or photographic errors. Mortgage Insider Media, Inc. does not warrant that any of the materials on its web site are accurate, complete, or current. Mortgage Insider Media, Inc. may make changes to the materials contained on its web site at any time without notice. Mortgage Insider Media, Inc. does not, however, make any commitment to update the materials.

Links

Mortgage Insider Media, Inc. has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Mortgage Insider Media, Inc. of the site. Use of any such linked web site is at the user’s own risk.

Site Terms of Use Modifications

Mortgage Insider Media, Inc. may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Governing Law

Any claim relating to Mortgage Insider Media, Inc.’s web site shall be governed by the laws of the State of Colorado without regard to its conflict of law provisions.

Privacy Policy

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at [email protected].

Our Commitment To Your Privacy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

The Information We Collect

This notice applies to all information collected or submitted on TheMortgageInsider.net website. On some pages, you can make requests and register to receive materials. The types of personal information collected at these pages are mainly:

- Name
- Email address

Log Files

Like many other Web sites, TheMortgageInsider.net makes use of log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track users movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons

TheMortgageInsider.net does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

Some of our advertising partners may use cookies and web beacons on our site. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. One of our advertising partners using this technology is Google Adsense.

Google, as a third party vendor, uses cookies to serve ads on this site.
Google’s use of the DART cookie enables it to serve ads based on visitor visits to this site and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

These third-party ad servers or ad networks use technology to the advertisements and links that appear on TheMortgageInsider.net send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

TheMortgageInsider.net has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. TheMortgageInsider.net’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

The Way We Use Information

Customer information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without the consent of the customer, other than for the express purpose of delivering the purchased product or service requested by the customer.

Commenter return email addresses are used to forward replies to the commenter if the commenter authorizes. Such addresses are not used for any other purpose and are not shared with outside parties.

The email address you provide for order processing or other services, may be used to send you information and updates pertaining to your order or service request, in addition to periodic company news, updates, and/or related product or service information, etc.

Newsletter or mailing list members’ email address are used to provide the requested information and are always the “double opt-in” version for safety. If you decide to opt-in to our newsletter or mailing list, you will receive emails that may include company news, updates, related product or service information, promotions, etc. However, you may opt-out at any time by clicking the “Unsubscribe” link at the bottom of every email.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

Reviewer, Commenter, Advertiser, Directory Listing Content

By submitting any content to this site, it becomes property of the site and you give us your consent to reproduce such content in any way, publicly or privately, in any form of media, known or unknown, without any compensation to you. TheMortgageInsider.net does not necessarily advocate or agree with the beliefs, expressions or opinions of the writers, commenters, company listing providers or advertisers. TheMortgageInsider.net assumes no responsibility for the accuracy of any information posted by our company listing providers, reviewers, commenters, or advertisers.

The user/consumer/reviewer opinions on this site are not that of TheMortgageInsider.net, it’s Parent Company, or it’s internet host and are protected under the Communications Decency Act or “CDA”, 47 U.S.C. § 230 which states that no provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.” TheMortgageInsider.net is not legally regarded as the “publisher or speaker” of the user/consumer/reviewer statements/reviews/comments contained here, and hence we are not liable for the content even if it is false or inaccurate information. TheMortgageInsider.net merely provides the forum for which others may post their opinions and experiences.

Users/commenters/reviewers agree by submitting content to this site that you are an actual customer of the company reviewed/commented on, you will not create content that is false, misleading, or fraudulent and you agree to be held entirely and solely responsible for your statements.

Our Commitment To Data Security

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Our Commitment To Children’s Privacy

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 18, and no part of our website is structured to attract anyone under 18.

Collection of Personal Information

On visiting this site, the IP address used to access the site will be logged along with the dates and times of access. This information is purely used to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. Importantly, IP addresses are NOT linked to personally identifiable information.

Links to third party websites

We have included links on this site for your reference. We are not responsible for the privacy policies on these websites.

Alterations to this Privacy Statement

The content of this statement may be altered at any time.

Updated: 12/9/2013