"You saved me money, time, and much consternation for which I am truly grateful." - J. Turra

Oour Mortgage Affordability Calculator will help you determine just how much house you can afford starting with calculating how much mortgage you can qualify for. This calculator takes in the mortgage amount, rate, and duration you are considering along with the real estate taxes and your current debt load to determine the minimum household income you'd need to qualify.

Be sure to favorite this page to make it easy to return over and over again! Use the link "Back to the Calculators" to return to the Mortgage Calculators menu and try other Calculators

Instructions: Starting with the first line of entry fields, change the values in each one to suit your scenario, Hit "Calculate" to move forward.

The results will allow you to see the "Required Salary" which is really your total annual household gross income. Don't confuse "gross income" with your "take home pay" which is "net income" or after tax income.

Go to Next Calculator:» Max Mortgage Calculator with Taxes and Insurance

How much do I have to earn?

« Back to the Calculators
Not sure how much money you'll have to earn per year to afford your house payment
and accompanying expenses? Simply fill in the boxes below, and we'll tell you.

Input Information
Total Home Mortgage Amount: $
Annual Interest Rate: %
Term of the Loan: years
Annual Real Estate Taxes: $
Monthly Debt Obligations: $

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