Amerisave Mortgage is one of the largest mortgage lenders in the United States. They do not have branches but originate mortgages in every state through their website and outside loan consultants. They are headquartered in Atlanta, Georgia.

Amerisave Mortgage Review

As of this writing, Amerisave Mortgage is licensed in:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Indiana, Iowa, Illinois, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

However, this list can change, so always be sure to check with the company or online resources to get current, updated licensing information.

Amerisave is proud of being part of the “Upfront Mortgage Lenders” network set up by Jack M. Guttentag, a Wharton Professor who calls himself, “The Mortgage Professor”. The idea behind the Upfront Mortgage Lenders moniker to add transparency to the costs and pricing of doing a mortgage which is an excellent goal and I commend him for his efforts in this arena.

With that said, I am suspect that any system designed to inform mortgage consumer in a more diligent manner really starts with a more educated population of mortgage consumers.

For example, after the mortgage meltdown a few years back, the government decided part of the problem was consumer did not understand what they were reading when it came to Good Faith Estimate and Truth-in-Lending disclosures. So they sought to revamp the disclosure forms to better show the buying public what the costs and terms of their mortgage truly were.

The former two, one page forms expanded into two four page forms and after testing…

Consumers were MORE confused than before!

So, if you don't know what you are looking at or looking for when it comes to mortgage terms, rates, and costs…no amount of transparency will help you. You simply don't know what you don't know.

It's a catch-22.

The under-educated mortgage consumer population is the real problem. Folks who don't have a more sophisticated understanding of mortgage terms and practices are ripe targets for the unscrupulous who would seek to take advantage….and after this last debacle where we saw there was no shortage of folks willing to do just that.

I'm glad the Mortgage Professor and Amerisave are dedicated to this idea, but in practically it may only benefit those who are very well schooled in the ways of the mortgage industry already.

Amerisave Mortgage Website and Phone Contacts


Phone: (866) 970-SAVE

Address: One Capital City Plaza, 3350 Peachtree Rd, Suite 1000, Atlanta, GA 30326

Amerisave Mortgage Website Review

Reviewed by The Mortgage Insider on May 18, 2011.

The Amerisave Mortgage website is there to collect online mortgage applications. There are a lot of Apply Now and Rate Quote buttons. They have the toll free number at the top of every page along with a Chat Now option as well.

My Rating:
4.0 out of 5 stars

Now it’s your turn…

Amerisave Mortgage Visitor Company Ratings

Got a minute? Do us a solid and tell us what you think of Amerisave’s mortgage rates and service via the comment section below. If you have had a personal experience with Amerisave…tell us about any problems, complaints, scams or if you were please with the way your loan went…tell us that too!

Our future reader need to hear your experience whether it is good or bad so add your comment today!



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