True Credit is a scoring and reporting service provided by TransUnion, one of the three major credit repositories. Maybe you have seen their ads online or on TV

…and you really want to know just one thing…

Note: Read Our Top Five Mortgage Complaints!

Is This A Scam or Not?

I’ve seen the ads too and so I did the research…on the True Credit Service.

So here goes…

True Credit Service Review

The credit reporting service at Transunion called TrueCredit is not mystery. It is simply a service where you get a copy of your credit report complete with all three credit scores.

The True Credit is basically a membership which costs $9.95 per month after the 30-day free trial period to maintain access to this data.

The website enrollment process during the sign-up is a little clunky, but if you can get verified through the online system, you get immediate access to your scores and reports.

If not, they provide a a customer service phone number to complete verification.

TrueCredit provides a valuable service for a reasonable price. TrueCredit service gives consumers the most complete credit picture…giving folks of ALL 3 scores and reports and keeping members updated on critical changes to all 3 reports as they happen.

This can be particularly helpful if you are currently mortgage or car shopping…or any large credit purchase.

True Credit Summary

So, to wrap up this review of the True Credit reporting service:

1. You get all three scores…and a 30-day free trial period…the longest trial period in the market.
2. Monthly membership at $9.95.
3. Good for big ticket shoppers or those who want a total picture of their credit.

So if you are shopping for big ticket items and want access to all three reports, use this service.

Good Luck!


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